:root{--primary:#0f2b48;--primary-dark:#091a2d;--primary-light:#1e4570;--accent-red:#d32f2f;--accent-red-hover:#b71c1c;--accent-blue:#0284c7;--accent-blue-light:#e0f2fe;--accent-orange:#f97316;--accent-green:#10b981;--bg-light:#f8fafc;--bg-alt:#f1f5f9;--bg-card:#ffffff;--text-dark:#0f172a;--text-body:#1e293b;--text-muted:#475569;--text-light:#ffffff;--border-color:#e2e8f0;--border-focus:#0284c7;--radius-sm:6px;--radius-md:10px;--radius-lg:16px;--radius-full:9999px;--shadow-sm:0 1px 2px 0 rgba(0,0,0,0.05);--shadow-md:0 4px 6px -1px rgba(0,0,0,0.1),0 2px 4px -2px rgba(0,0,0,0.1);--shadow-lg:0 10px 15px -3px rgba(0,0,0,0.1),0 4px 6px -4px rgba(0,0,0,0.1);--shadow-xl:0 20px 25px -5px rgba(0,0,0,0.12),0 8px 10px -6px rgba(0,0,0,0.1);--font-sans:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif}*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}html{font-size:16px;scroll-behavior:smooth;-webkit-text-size-adjust:100%}body{font-family:var(--font-sans);color:var(--text-body);background-color:#ffffff;line-height:1.6;overflow-x:hidden;padding-bottom:70px}@media (min-width:769px){body{padding-bottom:0}}img{max-width:100%;height:auto;display:block}a{color:var(--accent-blue);text-decoration:none;transition:color 0.2s ease}a:hover{color:var(--primary)}a.btn,a.btn:hover,a.btn:focus,a.btn:active,a.btn-call-emergency,a.btn-call-emergency:hover,a.btn-hero-call,a.btn-hero-call:hover,a.btn-emergency-submit,a.btn-emergency-submit:hover,a.btn-emergency-cta,a.btn-emergency-cta:hover,a.btn-sticky-call,a.btn-sticky-call:hover{text-decoration:none}ul,ol{list-style-position:inside}.container{width:100%;max-width:1240px;margin-left:auto;margin-right:auto;padding-left:20px;padding-right:20px}.top-announcement-bar{background:#091a2d;color:#e2e8f0;font-size:0.875rem;padding:8px 0;border-bottom:1px solid rgba(255,255,255,0.1)}.top-bar-content{display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:10px}.emergency-headline{display:flex;align-items:center;gap:8px}.pulse-beacon{width:10px;height:10px;background-color:var(--accent-red);border-radius:50%;display:inline-block;box-shadow:0 0 0 0 rgba(211,47,47,0.7);animation:beaconPulse 1.8s infinite}@keyframes beaconPulse{0%{box-shadow:0 0 0 0 rgba(211,47,47,0.7)}70%{box-shadow:0 0 0 8px rgba(211,47,47,0)}100%{box-shadow:0 0 0 0 rgba(211,47,47,0)}}.top-bar-actions{display:flex;align-items:center;gap:18px}.response-speed{color:#38bdf8;font-size:0.825rem}.top-phone-link{display:inline-flex;align-items:center;gap:6px;color:#ffffff;font-weight:700;background:rgba(255,255,255,0.12);padding:3px 10px;border-radius:var(--radius-sm)}.top-phone-link:hover{background:var(--accent-red);color:#ffffff}@media (max-width:640px){.top-announcement-bar{font-size:0.78rem;padding:6px 0}.top-bar-content{justify-content:center;text-align:center;gap:6px}.emergency-headline span:not(.pulse-beacon){display:none}.emergency-headline strong{font-size:0.78rem}.response-speed{display:none}.top-phone-link{padding:2px 8px;font-size:0.78rem}}.site-header{background:#ffffff;border-bottom:1px solid var(--border-color);position:sticky;top:0;z-index:1000;transition:box-shadow 0.3s ease}.site-header.scrolled{box-shadow:var(--shadow-md)}.header-inner{display:flex;justify-content:space-between;align-items:center;padding-top:12px;padding-bottom:12px}.brand-logo img{height:52px;width:auto;object-fit:contain}.desktop-nav{display:none}@media (min-width:1024px){.desktop-nav{display:block}}.nav-list{display:flex;align-items:center;gap:22px;list-style:none}.nav-item{position:relative}.nav-link{color:var(--text-dark);font-weight:600;font-size:0.95rem;padding:8px 0;display:inline-flex;align-items:center;gap:4px;transition:color 0.2s ease}.nav-link:hover,.nav-link.active{color:var(--accent-blue)}.chevron-icon{transition:transform 0.2s ease}.has-dropdown:hover .chevron-icon{transform:rotate(180deg)}.dropdown-menu{position:absolute;top:100%;left:0;background:#ffffff;min-width:250px;max-height:calc(100vh - 90px);overflow-y:auto;overscroll-behavior:contain;padding:8px 0;border-radius:var(--radius-md);box-shadow:0 12px 32px rgba(0,0,0,0.15),0 2px 8px rgba(0,0,0,0.06);border:1px solid var(--border-color);list-style:none;opacity:0;visibility:hidden;transform:translateY(10px);transition:all 0.2s cubic-bezier(0.16,1,0.3,1);z-index:1050;scrollbar-width:thin;scrollbar-color:#cbd5e1 transparent}.dropdown-menu::-webkit-scrollbar{width:6px}.dropdown-menu::-webkit-scrollbar-track{background:transparent}.dropdown-menu::-webkit-scrollbar-thumb{background:#cbd5e1;border-radius:4px}.dropdown-menu::-webkit-scrollbar-thumb:hover{background:#94a3b8}.has-dropdown:hover .dropdown-menu{opacity:1;visibility:visible;transform:translateY(0)}.dropdown-menu-wide{width:580px;max-width:calc(100vw - 32px);padding:0;left:50%;transform:translateX(-50%) translateY(10px)}.has-dropdown:hover .dropdown-menu-wide{transform:translateX(-50%) translateY(0)}.dropdown-menu-areas{width:440px;max-width:calc(100vw - 32px);padding:0;left:50%;transform:translateX(-50%) translateY(10px)}.has-dropdown:hover .dropdown-menu-areas{transform:translateX(-50%) translateY(0)}.dropdown-header-banner{background:#f8fafc;border-bottom:1px solid var(--border-color);padding:10px 16px;border-radius:var(--radius-md) var(--radius-md) 0 0}.dropdown-hub-link{display:flex;justify-content:space-between;align-items:center;color:var(--primary);font-size:0.9rem;font-weight:700;text-decoration:none}.dropdown-hub-link strong{color:var(--primary)}.dropdown-hub-link:hover strong,.dropdown-hub-link:hover{color:var(--accent-blue)}.dropdown-hub-link .hub-arrow{color:var(--accent-blue);font-weight:800}.dropdown-grid-2col{display:grid;grid-template-columns:1fr 1fr;padding:10px 12px;gap:12px}.dropdown-col-title{font-size:0.75rem;font-weight:800;text-transform:uppercase;letter-spacing:0.05em;color:var(--text-muted);padding:4px 8px 4px;border-bottom:1px solid #f1f5f9;margin-bottom:4px}.dropdown-sublist{list-style:none;margin:0;padding:0}.dropdown-sublist li{list-style:none;margin:0}.dropdown-sublist .dropdown-link{padding:6px 8px;border-radius:var(--radius-sm);font-size:0.86rem;font-weight:500;color:var(--text-dark);display:block;line-height:1.35;transition:background 0.15s,color 0.15s}.dropdown-sublist .dropdown-link:hover{background:#f0f7ff;color:var(--accent-blue);padding-left:10px}.dropdown-footer-banner{background:#f8fafc;border-top:1px solid var(--border-color);padding:8px 16px;text-align:right;border-radius:0 0 var(--radius-md) var(--radius-md)}.dropdown-footer-link{font-size:0.8rem;font-weight:600;color:var(--accent-blue);text-decoration:none}.dropdown-footer-link:hover{text-decoration:underline;color:var(--primary)}.dropdown-link{display:block;padding:8px 18px;color:var(--text-dark);font-size:0.9rem;transition:background 0.15s,color 0.15s}.dropdown-link strong{display:block;font-weight:600}.dropdown-link small{display:block;color:var(--text-muted);font-size:0.78rem;margin-top:2px}.dropdown-link:hover,.dropdown-link.active{background:var(--bg-light);color:var(--accent-blue)}.divider{height:1px;background:var(--border-color);margin:6px 0}.header-cta{display:flex;align-items:center;gap:12px}.btn-call-emergency,a.btn-call-emergency{display:inline-flex;align-items:center;gap:12px;background:linear-gradient(135deg,var(--accent-red) 0%,#b71c1c 100%);color:#ffffff !important;padding:10px 18px;border-radius:var(--radius-md);box-shadow:0 4px 14px rgba(211,47,47,0.35);transition:transform 0.2s,box-shadow 0.2s;text-decoration:none !important}.btn-call-emergency:hover,.btn-call-emergency:focus,a.btn-call-emergency:hover,a.btn-call-emergency:focus{transform:translateY(-2px);box-shadow:0 6px 18px rgba(211,47,47,0.45);color:#ffffff !important;background:linear-gradient(135deg,#b71c1c 0%,#8b0000 100%);text-decoration:none !important}.btn-icon{display:flex;align-items:center;justify-content:center}.btn-text-wrap{display:flex;flex-direction:column;text-align:left;line-height:1.2}.btn-label{font-size:0.7rem;font-weight:700;letter-spacing:0.05em;opacity:0.9}.btn-phone{font-size:1.15rem;font-weight:800;letter-spacing:-0.01em}@media (max-width:768px){.header-inner{padding-top:8px;padding-bottom:8px}.brand-logo img{height:38px;max-width:150px}.btn-call-emergency{padding:8px 12px;gap:6px;border-radius:var(--radius-sm)}.btn-label{display:none}.btn-phone{font-size:0.88rem}}@media (max-width:480px){.btn-phone{display:none}.btn-call-emergency{padding:0;border-radius:50%;width:38px;height:38px;justify-content:center;box-shadow:0 2px 8px rgba(211,47,47,0.3)}.btn-call-emergency .btn-icon svg{width:18px;height:18px}.header-cta{gap:8px}}.mobile-nav-toggle{display:flex;flex-direction:column;justify-content:space-around;width:40px;height:40px;padding:8px;background:transparent;border:1px solid var(--border-color);border-radius:var(--radius-sm);cursor:pointer}@media (min-width:1024px){.mobile-nav-toggle{display:none}}.hamburger-bar{width:100%;height:2px;background-color:var(--primary);border-radius:2px;transition:all 0.25s ease}.mobile-drawer-overlay{position:fixed;top:0;left:0;width:100%;height:100%;background:rgba(15,23,42,0.6);backdrop-filter:blur(2px);z-index:2000;opacity:0;visibility:hidden;transition:opacity 0.3s ease}.mobile-drawer-overlay.active{opacity:1;visibility:visible}.mobile-drawer{position:fixed;top:0;right:-340px;width:320px;max-width:88%;height:100%;background:#ffffff;z-index:2010;box-shadow:-8px 0 28px rgba(15,23,42,0.25);overflow-y:auto;padding:18px 16px 36px;display:flex;flex-direction:column;transition:right 0.3s cubic-bezier(0.16,1,0.3,1)}.mobile-drawer.active{right:0}.drawer-header{display:flex;justify-content:space-between;align-items:center;padding-bottom:12px;border-bottom:1px solid var(--border-color)}.drawer-close{width:36px;height:36px;border-radius:50%;background:#f1f5f9;border:1px solid var(--border-color);font-size:1.4rem;line-height:1;display:flex;align-items:center;justify-content:center;cursor:pointer;color:var(--text-dark);transition:all 0.2s ease}.drawer-close:hover,.drawer-close:active{background:#fee2e2;color:var(--accent-red)}.drawer-callout{background:linear-gradient(135deg,#fef2f2 0%,#fee2e2 100%);border:1px solid #fecaca;padding:14px 12px;border-radius:var(--radius-md);margin:14px 0;text-align:center;box-shadow:var(--shadow-sm)}.drawer-callout p{font-size:0.88rem;font-weight:700;color:#991b1b;margin-bottom:8px}.drawer-nav ul{list-style:none;padding:0;margin:0}.drawer-nav li a{display:flex;align-items:center;gap:10px;padding:10px 12px;font-size:0.92rem;font-weight:600;color:var(--text-dark);border-radius:var(--radius-sm);border-bottom:1px solid #f8fafc;transition:all 0.15s ease;text-decoration:none}.drawer-nav li a:hover,.drawer-nav li a:active{background:#f1f5f9;color:var(--accent-blue);padding-left:16px}.drawer-section-title{font-size:0.72rem;text-transform:uppercase;font-weight:800;letter-spacing:0.06em;color:var(--text-muted);padding:14px 10px 6px;background:#f8fafc;border-radius:var(--radius-sm);margin-top:12px;display:flex;align-items:center;gap:6px}.hero-section{background:linear-gradient(135deg,#091a2d 0%,#0f2b48 60%,#173860 100%);color:#ffffff;padding:48px 0 60px;position:relative;overflow:hidden}.hero-section::before{content:"";position:absolute;top:0;left:0;right:0;bottom:0;background-image:radial-gradient(circle at 10% 20%,rgba(2,132,199,0.18) 0%,transparent 40%),radial-gradient(circle at 90% 80%,rgba(211,47,47,0.15) 0%,transparent 40%);pointer-events:none}.hero-grid{display:grid;grid-template-columns:1fr;gap:40px;align-items:center;position:relative;z-index:2}@media (min-width:992px){.hero-grid{grid-template-columns:1.2fr 0.8fr}}.hero-content{display:flex;flex-direction:column;gap:20px}.hero-alert-badge{display:inline-flex;align-items:center;gap:8px;background:rgba(211,47,47,0.2);border:1px solid rgba(211,47,47,0.4);color:#fca5a5;font-size:0.85rem;font-weight:700;padding:6px 14px;border-radius:var(--radius-full);width:fit-content}.hero-title{font-size:2.2rem;line-height:1.2;font-weight:800;letter-spacing:-0.02em;color:#ffffff}@media (min-width:768px){.hero-title{font-size:2.8rem}}.hero-lead{font-size:1.15rem;line-height:1.7;color:var(--text-dark);margin-bottom:24px;font-weight:500}.hero-section .hero-lead,.hero-content .hero-lead{color:#e2e8f0;font-weight:400}.content-article .hero-lead,.content-article .lead{font-size:1.18rem;line-height:1.75;color:var(--text-dark);font-weight:500;margin-bottom:24px}.hero-keypoints{display:grid;grid-template-columns:1fr 1fr;gap:12px;list-style:none;margin:8px 0}.hero-keypoint-item{display:flex;align-items:center;gap:8px;font-size:0.95rem;font-weight:600;color:#f1f5f9}.hero-keypoint-item svg{color:#38bdf8;flex-shrink:0}.hero-actions{display:flex;flex-wrap:wrap;align-items:center;gap:16px;margin-top:10px}.btn,a.btn,button.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;font-weight:700;border-radius:var(--radius-md);cursor:pointer;transition:all 0.2s ease;border:none;text-align:center;text-decoration:none !important}.btn:hover,.btn:focus,a.btn:hover,a.btn:focus,button.btn:hover,button.btn:focus{text-decoration:none !important}.btn-hero-call,a.btn-hero-call{background:linear-gradient(135deg,var(--accent-red) 0%,#b71c1c 100%);color:#ffffff !important;font-size:1.15rem;padding:14px 28px;box-shadow:0 6px 20px rgba(211,47,47,0.45);text-decoration:none !important}.btn-hero-call:hover,.btn-hero-call:focus,.btn-hero-call:active,a.btn-hero-call:hover,a.btn-hero-call:focus,a.btn-hero-call:active{transform:translateY(-2px);box-shadow:0 8px 24px rgba(211,47,47,0.55);color:#ffffff !important;background:linear-gradient(135deg,#b71c1c 0%,#8b0000 100%) !important;text-decoration:none !important}.btn-hero-alt,a.btn-hero-alt{background:rgba(255,255,255,0.12);color:#ffffff !important;border:1px solid rgba(255,255,255,0.3);font-size:1.05rem;padding:14px 24px;text-decoration:none !important}.btn-hero-alt:hover,.btn-hero-alt:focus,.btn-hero-alt:active,a.btn-hero-alt:hover,a.btn-hero-alt:focus,a.btn-hero-alt:active{background:rgba(255,255,255,0.22) !important;color:#ffffff !important;text-decoration:none !important}.btn-block{width:100%}.emergency-form-card{background:#ffffff;border-radius:var(--radius-lg);box-shadow:var(--shadow-xl);padding:28px 24px;color:var(--text-dark);border:1px solid var(--border-color)}.form-badge{display:inline-flex;align-items:center;gap:8px;background:#ecfdf5;color:#065f46;font-size:0.75rem;font-weight:700;padding:4px 10px;border-radius:var(--radius-full);margin-bottom:12px}.pulse-dot{width:8px;height:8px;background-color:var(--accent-green);border-radius:50%;animation:beaconPulse 1.6s infinite}.form-title{font-size:1.35rem;font-weight:800;color:var(--primary);line-height:1.3;margin-bottom:6px}.form-desc{font-size:0.875rem;color:var(--text-muted);margin-bottom:18px}.form-group{margin-bottom:14px}.form-group label{display:block;font-size:0.85rem;font-weight:700;color:var(--text-dark);margin-bottom:6px}.form-group .req{color:var(--accent-red)}.form-input,.form-select,.form-textarea{width:100%;padding:10px 14px;border:1.5px solid var(--border-color);border-radius:var(--radius-sm);font-family:inherit;font-size:0.95rem;color:var(--text-dark);background:#ffffff;transition:border-color 0.2s ease,box-shadow 0.2s ease}.form-input:focus,.form-select:focus,.form-textarea:focus{outline:none;border-color:var(--border-focus);box-shadow:0 0 0 3px rgba(2,132,199,0.15)}.form-row{display:flex;gap:12px}.col-half{flex:1}.btn-emergency-submit,a.btn-emergency-submit,button.btn-emergency-submit{background:linear-gradient(135deg,var(--accent-red) 0%,#b71c1c 100%);color:#ffffff !important;font-size:1.05rem;font-weight:700;padding:13px;border-radius:var(--radius-sm);margin-top:6px;box-shadow:0 4px 12px rgba(211,47,47,0.3);text-decoration:none !important}.btn-emergency-submit:hover,.btn-emergency-submit:focus,.btn-emergency-submit:active,a.btn-emergency-submit:hover,a.btn-emergency-submit:focus,a.btn-emergency-submit:active,button.btn-emergency-submit:hover,button.btn-emergency-submit:focus,button.btn-emergency-submit:active{background:linear-gradient(135deg,#b71c1c 0%,#8b0000 100%) !important;color:#ffffff !important;text-decoration:none !important;box-shadow:0 6px 16px rgba(183,28,28,0.45)}.form-or-call{text-align:center;margin-top:14px;font-size:0.825rem;color:var(--text-muted);border-top:1px solid var(--border-color);padding-top:12px}.direct-call-link{display:block;font-weight:800;font-size:1.1rem;color:var(--accent-red);margin-top:4px}.direct-call-link:hover{color:var(--accent-red-hover);text-decoration:underline}.form-alert{padding:10px 14px;border-radius:var(--radius-sm);font-size:0.875rem;margin-bottom:14px}.form-alert.success{background:#dcfce7;color:#15803d;border:1px solid #86efac}.form-alert.error{background:#fee2e2;color:#b91c1c;border:1px solid #fca5a5}.trust-badge-bar{background:#ffffff;border-bottom:1px solid var(--border-color);padding:24px 0;box-shadow:var(--shadow-sm)}.trust-badge-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:20px}@media (min-width:768px){.trust-badge-grid{grid-template-columns:repeat(4,1fr)}}.trust-badge-item{display:flex;align-items:center;gap:14px}.trust-badge-icon{width:48px;height:48px;border-radius:var(--radius-md);background:var(--accent-blue-light);color:var(--accent-blue);display:flex;align-items:center;justify-content:center;flex-shrink:0}.trust-badge-content strong{display:block;font-size:0.95rem;font-weight:700;color:var(--text-dark)}.trust-badge-content span{display:block;font-size:0.84rem;color:#334155;font-weight:500}.section-padding{padding:64px 0}.bg-alt{background-color:var(--bg-light)}.section-header{text-align:center;max-width:760px;margin:0 auto 48px}.section-eyebrow{display:inline-block;color:var(--accent-blue);font-size:0.85rem;font-weight:800;text-transform:uppercase;letter-spacing:0.08em;margin-bottom:8px}.section-title{font-size:2rem;font-weight:800;color:var(--primary);line-height:1.25;margin-bottom:14px;letter-spacing:-0.01em}@media (min-width:768px){.section-title{font-size:2.35rem}}.section-desc{font-size:1.05rem;color:#334155;line-height:1.65}.services-grid{display:grid;grid-template-columns:1fr;gap:24px}@media (min-width:640px){.services-grid{grid-template-columns:repeat(2,1fr)}}@media (min-width:1024px){.services-grid{grid-template-columns:repeat(3,1fr)}}.service-card{background:#ffffff;border:1px solid var(--border-color);border-radius:var(--radius-lg);padding:28px 24px;display:flex;flex-direction:column;justify-content:space-between;transition:transform 0.2s ease,box-shadow 0.2s ease,border-color 0.2s ease}.service-card:hover{transform:translateY(-4px);box-shadow:var(--shadow-lg);border-color:var(--accent-blue)}.service-card-icon{width:52px;height:52px;border-radius:var(--radius-md);background:#eff6ff;color:var(--accent-blue);display:flex;align-items:center;justify-content:center;margin-bottom:20px}.service-card h3{font-size:1.25rem;font-weight:700;color:var(--primary);margin-bottom:10px}.service-card p{font-size:0.95rem;color:var(--text-body);margin-bottom:20px;flex-grow:1}.service-card-link{font-weight:700;font-size:0.925rem;display:inline-flex;align-items:center;gap:6px;color:var(--accent-blue)}.service-card-link:hover{color:var(--primary)}.process-grid{display:grid;grid-template-columns:1fr;gap:20px}@media (min-width:640px){.process-grid{grid-template-columns:repeat(2,1fr)}}@media (min-width:1024px){.process-grid{grid-template-columns:repeat(4,1fr)}}.process-card{background:#ffffff;border:1px solid var(--border-color);border-radius:var(--radius-lg);padding:24px;display:flex;flex-direction:column;box-shadow:var(--shadow-sm);transition:transform 0.25s ease,box-shadow 0.25s ease}.process-card:hover{transform:translateY(-4px);box-shadow:var(--shadow-lg)}.process-card-header{display:flex;justify-content:space-between;align-items:center;margin-bottom:16px}.process-icon{width:44px;height:44px;border-radius:var(--radius-md);background:var(--bg-light);display:inline-flex;align-items:center;justify-content:center;font-size:1.25rem}.process-card:nth-child(1) .process-icon{color:var(--accent-blue);background:#e0f2fe}.process-card:nth-child(2) .process-icon{color:var(--accent-red);background:#fee2e2}.process-card:nth-child(3) .process-icon{color:#0284c7;background:#e0f2fe}.process-card:nth-child(4) .process-icon{color:#10b981;background:#dcfce7}.process-step-badge,.process-step-num{font-size:0.75rem;font-weight:800;letter-spacing:0.08em;color:var(--primary);background:#f1f5f9;padding:5px 12px;border-radius:var(--radius-full);border:1px solid var(--border-color);text-transform:uppercase;position:static}.process-card h3,.process-card-title{font-size:1.15rem;font-weight:800;color:var(--primary);margin-bottom:10px;line-height:1.35}.process-card p{font-size:0.925rem;color:var(--text-body);line-height:1.6;margin:0}.locations-grid{display:grid;grid-template-columns:1fr;gap:20px}@media (min-width:640px){.locations-grid{grid-template-columns:repeat(2,1fr)}}@media (min-width:1024px){.locations-grid{grid-template-columns:repeat(5,1fr)}}.location-card{background:#ffffff;border:1px solid var(--border-color);border-radius:var(--radius-md);padding:20px;text-align:center;transition:transform 0.2s,box-shadow 0.2s}.location-card:hover{transform:translateY(-3px);box-shadow:var(--shadow-md);border-color:var(--accent-blue)}.location-card h3{font-size:1.05rem;font-weight:700;color:var(--primary);margin-bottom:6px}.location-card span{font-size:0.8rem;color:var(--accent-red);font-weight:600;display:block;margin-bottom:12px}.insurance-banner{background:linear-gradient(135deg,#eff6ff 0%,#dbeafe 100%);border:1px solid #bfdbfe;border-radius:var(--radius-lg);padding:36px 30px;margin:40px 0}.insurance-grid{display:grid;grid-template-columns:1fr;gap:28px;align-items:center}@media (min-width:992px){.insurance-grid{grid-template-columns:1.3fr 0.7fr}}.insurance-content h3{font-size:1.6rem;font-weight:800;color:var(--primary);margin-bottom:12px}.insurance-content p{font-size:0.975rem;color:var(--text-body);margin-bottom:16px}.insurance-steps{list-style:none;display:grid;grid-template-columns:1fr;gap:8px}@media (min-width:640px){.insurance-steps{grid-template-columns:1fr 1fr}}.insurance-steps li{display:flex;align-items:center;gap:8px;font-weight:600;font-size:0.9rem;color:var(--text-dark)}.insurance-steps svg{color:var(--accent-blue);flex-shrink:0}.insurance-cta-box{background:#ffffff;border-radius:var(--radius-md);padding:22px;text-align:center;box-shadow:var(--shadow-md)}.insurance-cta-box h4{font-size:1.1rem;color:var(--primary);margin-bottom:6px}.insurance-cta-box p{font-size:0.85rem;color:var(--text-muted);margin-bottom:14px}.page-header-simple{background:var(--primary);color:#ffffff;padding:44px 0 48px}.page-header-simple p{color:#e2e8f0}.breadcrumbs{font-size:0.875rem;color:#cbd5e1;margin-bottom:12px}.breadcrumbs a{color:#e2e8f0;font-weight:500}.breadcrumbs a:hover{color:#ffffff;text-decoration:underline}.page-main-title{font-size:2.2rem;font-weight:800;line-height:1.25;color:#ffffff}@media (max-width:640px){.page-header-simple{padding:28px 0 32px}.page-main-title{font-size:1.65rem;line-height:1.3}}.page-layout-grid{display:grid;grid-template-columns:1fr;gap:40px;padding:50px 0}@media (min-width:992px){.page-layout-grid{grid-template-columns:2.2fr 1fr}}.content-article{color:var(--text-body);font-size:1.05rem;line-height:1.75}.content-article h1,.content-article h2,.content-article h3,.content-article h4{color:var(--primary);font-weight:800;margin-top:32px;margin-bottom:14px;line-height:1.3}.content-article h2{font-size:1.75rem;border-bottom:2px solid var(--border-color);padding-bottom:8px}.content-article h3{font-size:1.35rem}.content-article p{margin-bottom:18px}.content-article ul,.content-article ol{margin:16px 0 24px 20px}.content-article li{margin-bottom:8px}.content-article img{border-radius:var(--radius-md);margin:24px 0;box-shadow:var(--shadow-md)}.article-alert-box{background:#fef2f2;border-left:4px solid var(--accent-red);padding:18px 20px;border-radius:0 var(--radius-sm) var(--radius-sm) 0;margin:24px 0}.article-alert-box strong{color:#991b1b;display:block;font-size:1.05rem;margin-bottom:4px}.article-alert-box p{color:#1e293b;margin-bottom:8px;font-size:0.975rem;line-height:1.6}.article-alert-box .btn,.article-alert-box a.btn,.article-alert-box a.btn-emergency-submit{color:#ffffff !important;background:linear-gradient(135deg,var(--accent-red) 0%,#b71c1c 100%) !important;text-decoration:none !important}.article-alert-box .btn:hover,.article-alert-box .btn:focus,.article-alert-box a.btn:hover,.article-alert-box a.btn:focus,.article-alert-box a.btn-emergency-submit:hover,.article-alert-box a.btn-emergency-submit:focus{color:#ffffff !important;background:linear-gradient(135deg,#b71c1c 0%,#8b0000 100%) !important;box-shadow:0 6px 16px rgba(183,28,28,0.45);text-decoration:none !important}.sidebar{display:flex;flex-direction:column;gap:30px}.sidebar-widget{background:#ffffff;border:1px solid var(--border-color);border-radius:var(--radius-lg);padding:24px;box-shadow:var(--shadow-sm)}.sidebar-widget-title{font-size:1.15rem;font-weight:700;color:var(--primary);margin-bottom:16px;padding-bottom:8px;border-bottom:2px solid var(--border-color)}.widget-call-box{background:linear-gradient(135deg,#091a2d 0%,#0f2b48 100%);color:#ffffff;text-align:center;border-radius:var(--radius-lg);padding:28px 20px}.widget-call-box h3{font-size:1.3rem;margin-bottom:8px;color:#ffffff}.widget-call-box p{font-size:0.9rem;color:#cbd5e1;margin-bottom:18px}.sidebar-links{list-style:none}.sidebar-links li a{display:flex;justify-content:space-between;align-items:center;padding:10px 0;color:var(--text-dark);font-weight:600;font-size:0.925rem;border-bottom:1px solid #f1f5f9}.sidebar-links li a:hover{color:var(--accent-blue);padding-left:4px}.sidebar-links li a .fa-chevron-right{transition:transform 0.2s ease}.sidebar-links li a:hover .fa-chevron-right{transform:translateX(3px)}.team-profile-card{display:grid;grid-template-columns:1fr;gap:28px;background:#ffffff;border:1px solid var(--border-color);border-radius:var(--radius-lg);padding:30px;box-shadow:var(--shadow-md);margin:30px 0}@media (min-width:768px){.team-profile-card{grid-template-columns:240px 1fr}}.team-photo-wrap img{border-radius:var(--radius-md);width:100%;object-fit:cover}.team-info h2{margin-top:0}.site-footer{background:#091a2d;color:#cbd5e1;font-size:0.925rem}.footer-cta-strip{background:linear-gradient(135deg,#0f2b48 0%,#163659 100%);padding:40px 0;border-bottom:1px solid rgba(255,255,255,0.1)}.footer-cta-card{display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:24px}.badge-urgent{display:inline-block;background:var(--accent-red);color:#ffffff;font-size:0.75rem;font-weight:800;text-transform:uppercase;padding:3px 8px;border-radius:var(--radius-sm);margin-bottom:8px}.footer-cta-text h3{font-size:1.6rem;color:#ffffff;font-weight:800;margin-bottom:6px}.footer-cta-text p{color:#cbd5e1;max-width:600px}.btn-emergency-cta,a.btn-emergency-cta{background:linear-gradient(135deg,var(--accent-red) 0%,#b71c1c 100%);color:#ffffff !important;font-size:1.15rem;padding:14px 28px;border-radius:var(--radius-md);box-shadow:0 4px 16px rgba(211,47,47,0.4);text-decoration:none !important}.btn-emergency-cta:hover,.btn-emergency-cta:focus,a.btn-emergency-cta:hover,a.btn-emergency-cta:focus{color:#ffffff !important;background:linear-gradient(135deg,#b71c1c 0%,#8b0000 100%) !important;box-shadow:0 6px 20px rgba(183,28,28,0.55);text-decoration:none !important}.footer-main{padding:60px 0 40px}.footer-grid{display:grid;grid-template-columns:1fr;gap:40px}@media (min-width:640px){.footer-grid{grid-template-columns:repeat(2,1fr)}}@media (min-width:1024px){.footer-grid{grid-template-columns:1.4fr 0.9fr 0.9fr 1fr}}.footer-logo{display:inline-block;background:#ffffff;padding:8px 14px;border-radius:var(--radius-sm);margin-bottom:16px;box-shadow:0 2px 8px rgba(0,0,0,0.2)}.footer-logo img{height:38px;width:auto;margin-bottom:0}.footer-summary{color:#cbd5e1;font-size:0.875rem;line-height:1.6;margin-bottom:20px}.footer-contact-info{display:flex;flex-direction:column;gap:12px}.f-contact-item{display:flex;align-items:flex-start;gap:10px;font-size:0.875rem}.f-contact-item svg{color:#38bdf8;flex-shrink:0;margin-top:2px}.f-phone{font-size:1.15rem;font-weight:800;color:#ffffff}.footer-title{font-size:1.1rem;font-weight:700;color:#ffffff;margin-bottom:18px;position:relative;padding-bottom:10px}.footer-title::after{content:"";position:absolute;bottom:0;left:0;width:32px;height:2px;background:var(--accent-blue)}.footer-links{list-style:none;display:flex;flex-direction:column;gap:10px}.footer-links a{color:#cbd5e1;font-size:0.9rem}.footer-links a:hover{color:#ffffff;padding-left:3px}.footer-bottom{background:#06111e;padding:20px 0;border-top:1px solid rgba(255,255,255,0.06);font-size:0.825rem;color:#94a3b8}.bottom-inner{display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:14px}.bottom-badges{display:flex;gap:16px;flex-wrap:wrap}.mobile-sticky-bar{position:fixed;bottom:0;left:0;width:100%;background:rgba(15,23,42,0.96);backdrop-filter:blur(12px);-webkit-backdrop-filter:blur(12px);box-shadow:0 -4px 20px rgba(0,0,0,0.35);z-index:1990;padding:8px 14px;padding-bottom:max(8px,env(safe-area-inset-bottom));display:block;transform:translateY(115%);transition:transform 0.3s cubic-bezier(0.16,1,0.3,1)}.mobile-sticky-bar.visible{transform:translateY(0)}@media (min-width:769px){.mobile-sticky-bar{display:none !important}}.btn-sticky-call,a.btn-sticky-call{background:linear-gradient(135deg,var(--accent-red) 0%,#b71c1c 100%);color:#ffffff !important;border-radius:var(--radius-full);display:flex;align-items:center;justify-content:center;gap:12px;padding:9px 18px;box-shadow:0 4px 14px rgba(211,47,47,0.45);text-decoration:none !important;width:100%}.btn-sticky-call:hover,.btn-sticky-call:focus,a.btn-sticky-call:hover,a.btn-sticky-call:focus{color:#ffffff !important;background:linear-gradient(135deg,#b71c1c 0%,#8b0000 100%) !important;text-decoration:none !important}.call-text{display:flex;flex-direction:column;line-height:1.15;text-align:left}.call-text strong{font-size:0.7rem;font-weight:800;letter-spacing:0.05em;color:#fecaca}.call-text span{font-size:1.05rem;font-weight:900;color:#ffffff}.modal-backdrop{position:fixed;top:0;left:0;width:100%;height:100%;background:rgba(15,23,42,0.7);backdrop-filter:blur(3px);z-index:3000;display:flex;align-items:center;justify-content:center;padding:20px}.modal-box{background:#ffffff;border-radius:var(--radius-lg);width:100%;max-width:480px;position:relative;box-shadow:var(--shadow-xl);overflow:hidden}.modal-close{position:absolute;top:14px;right:14px;background:#f1f5f9;border:none;width:32px;height:32px;border-radius:50%;font-size:1.4rem;line-height:1;display:flex;align-items:center;justify-content:center;cursor:pointer;z-index:10}.faq-list{margin:28px 0}.faq-item{border:1px solid var(--border-color);border-radius:var(--radius-md);margin-bottom:12px;overflow:hidden;background:#ffffff}.faq-question{width:100%;padding:16px 20px;background:#ffffff;border:none;text-align:left;font-size:1.05rem;font-weight:700;color:var(--primary);cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:16px;transition:background 0.15s}.faq-question:hover{background:var(--bg-light)}.faq-indicator{font-size:1.3rem;font-weight:400;color:var(--accent-blue);line-height:1}.faq-answer{display:none;padding:0 20px 18px;font-size:0.95rem;color:var(--text-body);line-height:1.65}.faq-item.active .faq-answer{display:block}.faq-item.active .faq-indicator::before{content:"−"}.faq-item:not(.active) .faq-indicator::before{content:"+"}.related-resources-box{background:#f8fafc;border:1px solid var(--border-color);border-radius:var(--radius-lg);padding:24px;margin:36px 0}.related-resources-title{font-size:1.25rem;font-weight:800;color:var(--primary);margin-bottom:16px;display:flex;align-items:center;gap:10px}.related-cards-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:16px}.related-card{background:#ffffff;border:1px solid var(--border-color);border-radius:var(--radius-md);padding:18px;text-decoration:none;color:var(--text-body);transition:all 0.2s ease;display:flex;flex-direction:column;justify-content:space-between}.related-card:hover{border-color:var(--accent-blue);transform:translateY(-2px);box-shadow:var(--shadow-md);color:var(--text-body)}.related-card h4{font-size:1.05rem;font-weight:700;color:var(--primary);margin:0 0 8px 0;line-height:1.4}.related-card:hover h4{color:var(--accent-blue)}.related-card p{font-size:0.9rem;color:#334155;margin:0 0 12px 0;line-height:1.55}.related-card .read-more{font-size:0.85rem;font-weight:700;color:var(--accent-blue);display:inline-flex;align-items:center;gap:6px}.coverage-tag-grid{display:flex;flex-wrap:wrap;gap:8px;margin-top:12px}.coverage-tag{background:#ffffff;border:1px solid var(--border-color);border-radius:var(--radius-sm);padding:6px 12px;font-size:0.88rem;font-weight:600;color:var(--primary);text-decoration:none;transition:all 0.15s ease;display:inline-flex;align-items:center;gap:6px}.coverage-tag:hover{background:var(--primary);color:#ffffff;border-color:var(--primary)}@media (max-width:480px){.hero-alert-badge{font-size:0.78rem;padding:5px 12px;max-width:100%;white-space:normal;text-align:left}.hero-title{font-size:1.85rem;line-height:1.22;letter-spacing:-0.015em}.hero-lead{font-size:1.05rem;line-height:1.6}.hero-actions .btn{width:100%;justify-content:center}.hero-keypoints{grid-template-columns:1fr;gap:8px}.trust-badge-bar{padding:16px 0}.trust-badge-grid{gap:14px 10px}.trust-badge-item{gap:10px}.trust-badge-icon{width:38px;height:38px;font-size:1.15rem}.trust-badge-content strong{font-size:0.85rem;line-height:1.25}.trust-badge-content span{font-size:0.74rem;line-height:1.25}.page-main-title{font-size:1.65rem;line-height:1.25}.breadcrumbs{font-size:0.8rem}.page-header-simple div[style*="display:flex"]{gap:8px 12px !important;font-size:0.82rem !important}.content-article h2{font-size:1.45rem}.content-article h3{font-size:1.2rem}.content-article{font-size:1rem;line-height:1.7}.section-padding{padding:40px 0}.meta-sep{display:none !important}.header-inner{padding:8px 12px;gap:8px}.brand-logo img{height:36px;max-width:140px;width:auto}.btn-call-emergency{padding:0;border-radius:50%;width:36px;height:36px;min-width:36px;justify-content:center;box-shadow:0 2px 8px rgba(211,47,47,0.35)}.btn-call-emergency .btn-icon i{font-size:1.05rem}.mobile-nav-toggle{width:36px;height:36px;min-width:36px;padding:7px}.faq-question{padding:13px 14px;font-size:0.94rem;line-height:1.4;gap:12px}.faq-question span:first-child{flex:1;word-break:normal;overflow-wrap:break-word}.faq-answer{padding:0 14px 14px;font-size:0.9rem}}@media (max-width:768px){body{padding-bottom:68px}.hero-section{padding:28px 0 36px}.hero-grid{gap:18px}.hero-media{margin-top:10px}.hero-image-wrap{border-radius:var(--radius-md);overflow:hidden;max-height:230px}.hero-image-wrap img{width:100%;height:230px;object-fit:cover}.hero-floating-badge{padding:8px 12px;font-size:0.78rem;bottom:10px;left:10px}}.header-pipe{color:#94a3b8;display:inline-block;margin:0 4px}@media (max-width:600px){.header-pipe{display:none !important}.header-meta-row{flex-direction:column;align-items:flex-start !important;gap:8px !important}.article-alert-box[style*="background:#f0f9ff"],.article-alert-box{flex-direction:column;align-items:stretch !important;padding:14px 16px;gap:12px}.article-alert-box a.btn{width:100%;justify-content:center;margin-top:6px}}.meta-sep{color:#64748b;display:inline-block}